Interest Free Credit Options

Paying for your dream bike may be easier than you think with Sigma Sports' fantastic range of finance options. You can apply for finance on all products over £300, with selected items available with 0% interest options. Depending on the amount you wish to finance you can choose to spread your payment over 6, 12, 24 or 36 months.

Purchase Price £2,000.00 Total repayable £2,000.00
Deposit 10% (£200.00) Duration of agreement 36 months
Amount of credit £1,800.00 Rate of interest (fixed) 0%
36 monthly payments £50.00 0% APR representative


Purchase Price £1,500.00 Total repayable £1,831.20
Deposit 10% (£150.00) Duration of agreement 36 months
Amount of credit £1,350.00 Rate of interest (fixed) 15.9%
36 monthly payments £46.70 15.9% APR representative

How do I apply for finance?

Spreading the cost of your purchase across monthly payment is easy. Finance is available on purchases made in store as well as online. You can complete your online transaction in these 4 easy steps:

Step 1
Add items to your basket

All items available with interest free options will display messaging containing further information on all available options.

Step 2
Checkout using V12 Retail Finance as your payment method

Choose from the range of finance options available to you. You will be given a breakdown of your monthly payment, deposit due and the overall cost of your purchase.

Step 3
Complete your online finance application

A quick and easy process that takes just minutes to complete

Step 4
Receive your instant decision

As soon as your application is approved we'll process your order.

Terms and Conditions

Please note: Interest free credit is offered on full price (MSP) eligible Bianchi, Cannondale, Cervelo, Focus, Rondo, Specialized, Scott and Trek products only. Some exclusions may apply.

0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.

V12 Classic Credit is available for items discounted from MSP, interest is charged at 15.9% APR and can be spread over 12, 24 or 36 months. A minimum deposit of 10% of the order value is required by either credit or debit card.

You must be a permanent resident of the United Kingdom and have lived in the UK for the last three years or more. Unfortunately, online finance cannot be offered to residents of Eire. In order to safeguard against fraudulent applications, we regret that we're only able to deliver goods to the home address of the applicant.

Sigma Sports is registered in England and Wales 04842265. Registered office: 37-43 High Street, Hampton Wick, Kingston Upon Thames, Surrey, KT1 4DA. Sigma Sports acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Sigma Sports is authorised and regulated by the Financial Conduct Authority. Our registration number is 04842265. Credit provided subject to age and status.

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